Trade Finance

Flexible Funding for International Trade — Ship Now, Pay Later

Empower your business with Trade Finance, a flexible solution designed to enhance cash flow and strengthen supplier relationships.

Access upfront funding for international purchases, extend payment terms and manage every transaction seamlessly through our integrated FX platform.

How It Works

Business Finance with Indigo FX

Set Up Your Facility

Secure a flexible trade finance arrangement tailored to your business.

Submit Supplier Invoices

Share your supplier details and supporting documents.

We Pay Your Suppliers

Funds are sent directly in their preferred currency.

Receive Your Goods

Take delivery without tying up your working capital.

Repay Indigo FX

Settle the balance within your agreed term — up to 120 days.

Trade Finance & Supplier Finance

Empower your business to trade smarter and manage cash flow with confidence.

✓ Pay suppliers instantly in their local currency

✓ Extend payment terms for up to 120 days

✓ Ease cash flow pressure and protect working capital

✓ Integrate seamlessly with your existing FX services

✓ Simplify global transactions — no need to front large foreign-currency payments

Enjoy the best of both worlds — competitive currency management and working capital freedom — all in one streamlined solution.

Funding Solutions That Keep You Moving Forward

Invoice Financing

Unlock fast, flexible funding — without taking on debt or giving up equity. Access cash within 24–72 hours of invoice verification to keep your business running smoothly and fuel growth.

Asset Finance

Invest in your growth by leveraging the value of your existing assets. Unlock funding for essential equipment, vehicles, or technology — without depleting your cash reserves. With flexible payment plans, preserved working capital, and customised finance options, you can grow confidently while maintaining healthy cash flow.

Merchant Cash Advance

Fast and flexible funding solution that provides businesses with immediate capital based on their daily card sales, not credit scores or collateral. Repayments are made as a percentage of daily card sales, meaning the amount repaid adjusts with business performance.

Secured and Unsecured Business Loans

Access fast, flexible funding to manage cash flow, invest in growth, and keep your business moving — with competitive rates and simple repayment terms.

Letter of Credit

Bank-backed guarantee that ensures sellers get paid while reducing risk for buyers, providing security and flexibility for transactions.

Frequently asked questions

Once you have submitted all the required information, the process typically take 24/48 hours. This is subject to the funding solution selected.

We require: two years of full accounts, monthly or quarterly management accounts for the past 12 trading months, aged debtors/creditors report, ongoing financial monitoring will also be required to continue using the line of credit.

Businesses with over £1M annual revenue, a net worth of £100,000, and at least two years of healthy trading can apply for our lending solution

Yes. Most providers offer flexible terms and structures based on your industry, size, and trading patterns.

Disclaimer:

Indigo FX Ltd acts as an introducer for third-party finance providers and does not provide credit or participate in credit decision-making. All finance applications are subject to the independent approval of the lending partner.