Yes. Most providers offer flexible terms and structures based on your industry, size, and trading patterns.
Can trade finance be tailored to my business?
How do I check if my business qualifies for credit facility?
Businesses with over £1M annual revenue, a net worth of £100,000, and at least two years of healthy trading can apply for our lending solution
Which documents are required to access credit?
We require: two years of full accounts, monthly or quarterly management accounts for the past 12 trading months, aged debtors/creditors report, ongoing financial monitoring will also be required to continue using the line of credit.
How long does it take to set up the facility?
Once you have submitted all the required information, the process typically take 24/48 hours. This is subject to the funding solution selected.
Why can my quote change?
Market rates move continuously, and some routes/speeds have different costs. If timing or route changes, your cost may change too, we’ll always give you the current quote before you confirm.
What will my confirmation show after I book?
Your confirmation repeats the same key items (send amount, applied rate/markup if relevant, fees and charges and the recipient receives amount) so you can verify what was delivered.
Could other banks take fees from my payment?
Yes. In some corridors, intermediary or receiving banks may deduct their own fees. Where we can, we’ll estimate or offer options to cover those fees, so the recipient receives the full amount.
How should I compare Indigo FX with other providers?
Compare at the same time (rates move) and focus on the recipient receives figure for the same send amount. Consider speed, security, reliability, delivery options, and customer support.
Why do you emphasise “recipient receives”?
Because it already reflects the exchange rate and fees you pay us, it’s the most meaningful way to compare providers.
What information will I see before I confirm a transfer?
Before you commit, we will present clearly by email or telephone: The amount you’re sending, The exchange rate we’ll apply, Any payment fees/charges, The amount your recipient will receive. You’ll see the same items on your trade/payment confirmation so you can compare offer vs. outcome.